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North Indian Punjabi Recipes

North Indian Punjabi Recipes
If Punjabi recipes tempt your taste buds, then this page is a must-visit. Take a peep into Anita Chahal aunty's kitchen and see what authentic Punjabi food is all about. You will also find fusion recipes from Anita aunty's Punjabi kitchen. Not to mention, she has started to share OPOS recipes as well.

Authentic South Indian Recipes

Authentic South Indian Recipes
If you love south Indian food, do not leave without checking this page. Dedicated to Chitra Balachander, a south Indian homemaker, the page is all about taking a journey into her south Indian kitchen. Travel with me to her kitchen to savor traditional south Indian food.

Baked Besan Burfi With Oatmeal: Healthy Sweet

Looking for gluten free sweet recipe as a diwali gift? Or are you too fond of besan or chickpea gluten free flour like me. I know this makes absolutely delicious healthy sweets


besan  burfi with oatmeal


My hubby loves boondi laddoo but since we have stopped buying sweets, I decided to give it a try myself. I got inspiration from Poonam Bachhav's kalichee ladoo recipe, though I chose to bake the stuff instead of deep frying it. As a result, I was not able to make proper boondi. Nevertheless, I decided to use the same powder for another innovative recipe. Blended it with oatmeal to make baked besan oatmeal burfi, a mouth-watering end product from my experiment.

Baked besan burfi is a delicious, healthylicious, and simplicious way to dish out a delicacy which is widely popular in the country.

This is my innovation and I share the recipe with you all so you can enjoy it guilt free.


Is Chickpea flour Gluten-free?
Yes.

Does it contain minerals, vitamins, and fiber?
Gluten free chickpea flour boasts a good amount of fiber and iron.
Does it make a healthy sweet?
Absolutely yes - there are ways to make it even healthier. This chickpea flour sweet uses negligent amount of fat. On top of it, it is baked.

Importance or benefits of Oatmeal

I have talked in length about oat benefits already in several posts. Here's a recap:

Here's another traditional chickpea flour sweet recipe:
sugarless besan ladoo - chickpea flour gluten free ladoos








Ingredients
besan burfi baked

1 cup- besan (chickpea flour)
1/2 cup- oatmeal
1 tbsp- clarified butter (ghee)
1 tbsp- jaggery powder
1 tsp- cardamom powder
sugar- 2 tbsp (or more depending on your taste)
water to cover sugar and make syrup (we need water to knead soft dough as well)

Procedure
besan oatmeal burfi and besan laddoo



  1. Mix besan with jaggery powder and ghee.
  2. It will be like bread crumbs. You may add little more ghee if you want.
  3. Add water to make soft dough.
  4. Take a sevai machine. Pour the soft dough into it. We need the plate with big round holes or any other may also work.
  5. Take a baking tray and release sev over it. 
  6. Bake for 18-20 mts.
  7. Take out and let them cool a bit and then grind coarsely. Mix with oatmeal.
  8. Meanwhile, take a pan. Add sugar, cardamom, and water to it.
  9. We need to make thick sugar syrup, though not too thick. 
  10. Pour the ground sev powder into the syrup.
  11. Switch on the flame. Heat on a low flame, mixing constantly.
  12. If the mixture feels dry, add 1 tsp of water to it and keep mixing until it becomes a mass and gathers in the middle of the utensil.
  13. Take out on a greased plate or aluminum foil or butter paper.
  14. Press with a heavy utensil for 1 hour.
  15. Cut into desired shapes. You may even add crushed nuts over the mixture and then press the dough.
  16. Enjoy this baked besan oatmeal fudge. My hubby, who does not like besan, loved this lip-smacking treat.
  17. Here's another take on besan or chana dal burfi with milk. If you want to check sugarless besan ladoo recipe, click here.
  18. Here's another besan burfi that uses khoya or milk solids. The recipe was shared by my dear friend Anna.

Karela-Kheera Bharta (Boiled Bitter Gourd- Cucumber Salad)



karela-kheera bharta
Alloo bharta is loved by one and all. You have probably tried my karela-alloo bharta. Let's add a little twist to the recipe with the addition of kheera or cucumber.

This secret ingredient is available in plenty these days, and most of us enjoy it in salad form. I love cucumbers. Just sprinkle little black salt over chopped cucumber pieces and enjoy.

Okay let's come back to the recipe.

shalgam bharta



The karela alloo bharta recipe was shared by my Bengali aunt, who is a classic cook and has shared a number of delectable recipes with me. Lucky me!

This time I tried adding cucumber to this recipe. Does the result disappoint? Not at all. In fact, I loved the addition of kheera in the recipe, though nobody except me was able to guess the secret ingredient.

khatta meetha karela recipe


Ingredients
1 Karela
1 cucumber
2 potatoes
1- onion
1 green chilly or red chilly
coriander leaves
1/4 tsp mustard oil
Black salt
Salt
turmeric

Procedure
karela-aloo bharta


  1. Boil karela, potatoes, and cucumber together with little salt and turmeric. Water should be just enough to soak half the ingredients. We do not need the water stock, as it may be bitter.
  2. Two whistles and you're done. You may even go for a third whistle.
  3. Upon cooling, take out the ingredients. Mash the boiled karela, aloo, and kheera with hands.
  4. Since kheera releases water, so this bharta will be a little flowy compared to karela aloo bharta.
  5. Nevertheless, add chopped onion and green chilly or red chilly powder if you want it a little spicy. I didn't add any chilly.
  6. Sprinkle black salt, mustard oil and mix.
  7. Garnish with coriander leaves. I even added a few mint leaves.
Karela -alloo bharta (boiled bitter gourd-potato salad)
Add caption

Healthy Recipes With Oatmeal: Sweet Oatmeal Balls

oatmeal sweet peda
Are you looking for recipes using oatmeal? Have you tried this "superfood" before? What are your favorite recipes with oatmeal?

I am in love with oats. I try including oatmeal in a majority of my recipes, since they add to my health quotient.

Rich in dietary fiber, oats are just another name for superfood. You can experiment with this healthy cereal grain to dish out deliciousness!!

Yes, it is such a versatile ingredient that you can make healthy recipes with oatmeal, from snacks to savories, from crackers to cookies, from traditional classics to contemporary fusion foods,from sweets to desserts, and virtually anything.

If you think how oatmeal recipes would taste, rest assured about the taste - delicious in every sense, healthy in every way and quick to dish out.

What more do you need?

Recipes with oatmeal are my favorite food experiments these days. What about you? Do share your oatmeal experiments.

Today, I have tried a healthy sweet with oatmeal. This delectable blend of milk solids and oats is just perfect to tinkle your taste buds. Did I say it makes a perfect diwali sweet?

You may even pack this healthy recipe as a diwali gift for friends? Wow! What an idea!

You have savored Mathura pedas and also relished other pedas. Now it's time to try oatmeal pedas guilt free. This is the marriage of taste & health - any takers?

Here is a recap on oatmeal benefits:






Here are more than 50 healthy recipes using oatmeal.

Ingredients
1 cup powdered oats
1/4-1/2 cup- ghee leftover/  khoya/ (khurchan)
Powdered sugar (as per taste)
Green cardamom

Healthy Recipe With Oatmeal Procedure
oatmeal recipe

  1. To begin with we need to make clarified butter from cream. Typically we collect cream from skimmed milk after boiling in a container for a week and then extract ghee or clarified butter from it.
  2. Take a big vessel. Grease it with oil and then pour the cream into it. Cook on a low flame while stirring intermittently. It will take time & effort and you have got to be patient. Nevertheless, it's well worth the efforts. When you get the thin layer of oil separating from the solids, sieve it and keep aside.
  3. Then add water to the solids and heat again on a slow flame. Again, you will separate oil from solids. Do this 2-3 times or if you are okay with little amount of clarified butter in the recipe, you may stop here and use these solids for pedas.
  4. Ideally I try to add more and more water to the ghee leftover to remove most of its ghee content. I add water to the leftover solids and churn out little ghee and then again add more water when the milk solids are dry. I follow this process 3-4 times.LOL
  5. When you are left with this ghee leftover, mix the same with oats and run in a food processor. I used my grinder.
  6. Add sugar or gur and green cardamom and run the grinder again.
  7. Take out in a bowl and make cute little balls. If you add less amount of oat powder or do not add oats to this, you will get perfect pedas, just like those that you savor in Mathura :) I have made pedas with paneer. Check here.
  8. Enjoy healthy oats pedas.
If you love oatmeal recipes, you will find more than 50 successful experiments here.

Budgeting Tips & Tricks

Budgeting

Budgeting is an important part of business planning. In simple words, it is a “program” to ensure you do not spend more than you're planning. It’s important to manage your finances to run your business efficiently. When done properly, budgeting helps managers perform their management tasks more efficiently and simultaneously serves as a controlling and planning system.  It won’t be wrong to say that it is a proactive approach to managing your finances and meeting profit goals to ensure financial success.
“When you create a basic budget and stick to it, it will suddenly seem like you have more money.”  Dave Ramsey

Budgeting Quotes
1.       “We're on the verge of a financial collapse unless we balance the budget, and that means some really, really tough decisions.” Gary Johnson
2.       “A budget is telling your money where to go instead of wondering where it went.” Dave Ramsey
3.       “A budget tells us what we can’t afford, but it doesn’t keep us from buying it.” Robert Fulghum
4.       “The budget evolved from a management tool to an obstacle to management.” Charles Edwards
5.       “A budget isn’t about restricting what you can spend. It gives you permission to spend without guilt or regret.” Dave Ramsey
6.       “When you’re working with a smaller budget, I suppose one of the things that has to be in your mind when you’re writing is that you have to keep the characters down to the minimum.”  Atom Egoyan
7.       “Working without a budget may be fine and dandy, but it’s a bit like going for a drive without a destination in mind. You won’t know where you’ll end up until you get there. ..A budget is your sat nav to wealth, abundance and fun!”  Kristina Plimer
8.       “Manage your spending by creating and sticking to budget.” Alexa Von Tobel
9.       “Never spend your money before you have it.” Thomas Jefferson
10.   “It isn't what you earn but how spend it that fixes your class.” Sinclair Lewis

Budgeting Tips

Managing cash flow is the most challenging of all tasks for a business. Budgeting is one of the most effective ways to managing your finances, avoiding costly surprises, and successfully meeting profit goals. Here are a few budgeting tips for businesses to meet profit targets.
1.       Make long- and short-term projections: Setting clear financial expectations on a monthly and yearly basis will ensure that you never go beyond your established limits. With a clear picture of your finances at hand, you will always know how much and when to cut back on your expenses, especially when you’re not too happy with the numbers. For small businesses, short-term monthly budgets are essential to guide you what is required to build your organization in the longer run.
2.       Define the risks: You cannot ignore the impact of risks to your business when planning for your financial future. It is important to consider both short- and long-term risks that may have a financial impact on your business. Define and understand the threats to productivity, so you can create an emergency plan and plan for financial future.
3.       Overestimate expenses: You cannot always go right with your budget planning. Some projects are bound to exceed your budgetary expectations. More so, every project has that “one-time cost” you had never anticipated. It is crucial that you budget slightly above the anticipated line-item costs. This will prevent you from surprises later and ensure that you aren’t caught unawares when it does happen.
4.        Plan for big purchases: An expected breakdown of machinery can prove to be a big financial drain on your business. Prior planning for large purchases will ensure that you lay down your budget accordingly and do not have to suffer from financial burden when you actually need to make large investments in business.
5.       Set realistic cash flow and profit projections: Your business revolves around your cash flow projections. Keep a close eye on your cash flow targets and be realistic with this number to prevent unpleasant surprises. Remember, the prime reason for failure of most businesses with great profits is a lack of cash. You don’t want to overestimate your cash flow and end up with a mess. Make sure you set realistic expectations and are always within the projected range as far as cash flow is concerned.
6.       Identify essential, non-essential expenses: differentiate between your essential and non-essential expenses. What are the expenses that must be heeded to in order to operate your business? Compare these to commodity expenses that don't really risk your business. When you have a tight budget, you may want to avoid splurging on commodities that aren’t too essential for your business.
7.       Revisit your budget constantly: Setting your budget and forgetting all about it isn’t the best strategy to run your business finances successfully. You will need to revisit your budget at regular intervals and make changes based on growth patterns. Revising your monthly and annual budget regularly will give you a clear picture of your finances, so you can better control financial decisions.
8.       Pay attention to sales cycle: When budgeting, one of the most crucial aspects to focus on is your sales cycle. What are the periods when you have a lull in your sales? Use your slow periods to reinforce your marketing efforts, create new ways to attract leads, and plan ahead for the next bloom.
9.       Don’t expect complete accuracy: Of course, you should religiously follow your budget, but that does not mean you will always get accurate results and never go beyond the targeted expense range.  There are bound to be failures, so do not be discouraged; rather, take them as stepping stones for success.
10.   Reserve some profits: There is no fun in spending all of your profits unnecessarily. Remember, you have to be prepared for unplanned emergencies and contingences. Spending all of your profits could make things difficult for you when it comes to growing your business in the future. Reserving some of your profits handy in your savings account can help you with expansion and save you from financial blues when you need funds the most.

Budgeting Tools

1.       Mint: Effortlessly create budgets with this all-in-one application that gives you a clear picture of your financial life and sets you up for success. Additionally, the tool is designed to give customized tips to clients to reduce expenses and maximize money.
2.       GnuCash: The free budgeting application is compatible with Windows, Linux OS, and OSX and suitable for home and small business. The tool can be used to track income and expenditure and bank accounts.
3.       Personal Capital: This application is available with free financial tools, including calculators, which can be used to manage your financial life. The easy-to-use dashboard works with all of your financial accounts and gives you a clear picture of your net worth.
4.       Budget Tracker: It’s easier to manage money online and budget your finances with Budget Tracker. The powerful tool helps you keep track of your bank accounts and financial transactions, so you know where your money is going. The application also sends payment reminders when your bills are due. You can receive the notifications on your phone or email.
5.       BudgetPulse: The finance management software with standard budgeting and finance tracking features. The tool makes it easier to organize cash flow, bank accounts, and expenses and discover where savings can be made, and accomplish larger financial goals.
6.       HomeBank: Keep track of your expenses, assets, income and generate real-time reports of your financial assets with HomeBank. Its user-friendly interface makes tracking archives, accounts, budgets, credit card transactions a seamless process.
7.       Money Manager Ex: The open-source, cross-platform personal finance software is designed to help users organize finances and keep track of their money. Get detailed view of your finances using the user-friendly platform that comes complete with all the basic features of a personal finance solution.
8.       Money Strands: One of the top financial managers, Money Strands is designed to automatically classify all of your financial data into meaningful categories. The application supports CSV/QFX/OFX formats. Get unified, real-time view of your finances and track your spending anywhere anytime.
9.       Personal Capital:  The intuitive interface allows you to track your financial life as you work toward your goals. Manage your finances and investments with this user-friendly budgeting tool and keep a close eye on your accounts.
10.   Budget5000: Plan your budget online with this easy-to-use financial manager. Budget on Web is simple to navigate and accessible online anywhere any time.

Change Management Tips, Quotes

change management
Change is the only constant in the world. Since the world is changing fast, it is crucial for organizations of different sizes to adjust to the changing environment. In a business, change doesn’t happen immediately. Rather, it occurs as a process. The organizations that adapt well to the ongoing changes thrive better than those that do not.




Change management is a systematic approach followed by businesses to deal with change. The purpose behind change management is to improve the organization. A project manager examines, analyzes, and assesses the proposed change and its impact on the project before actually going ahead with its implementation. The prime goal of change management is to minimize distractions, remove risks, and improve performance.

The world hates change, yet it is the only thing that has brought progress” – Charles Kettering

Change Management Quotes
1.       Change is the law of life and those who look only to the past or present are certain to miss the future – John F. Kennedy
2.       Your success in life isn’t based on your ability to simply change. It is based on your ability to change faster than your competition, customers and business – Mark Sanborn
3.       Change before you have to – Jack Welch
4.       To fear change is to fear being challenged. To fear being challenged is to fear growth and possibilities. –Ty Howard
5.       It is not the strongest or the most intelligent who will survive but those who can best manage change. – Charles Durham
6.       To improve is to change; to be perfect is to change often. – Winston Churchill
7.       We cannot solve our problems with the same thinking that we created them. – Albert Einstein
8.       If you focus on results, you will never change. If you focus on change, you will get results. – Jack Dixon
9.       Progress is impossible without change & those who cannot change their minds cannot change anything. – George Bernard Shaw
10.   Change is the process by which the future invades our lives. – Alvin Toffler

Change Management Tips
change management 2


"Change is hard because people overestimate the value of what they have—and underestimate the value of what they may gain by giving that up." – James Belasco

1.       Don’t resist: Change is inevitable. Resisting or refusing to accept change will not stop it from happening. Such a response is not productive. So you must learn to accept it. The quicker you accept change, the smoother it will be to transition.
2.       Be aware of the ripple effect: One key element in the change management process is to look out across the organization to see how the change will affect people and processes. Ask for people’s input. Ensure that you clearly understand the full impact of the transition before you go ahead with the next step of implementing the change.
3.       Be proactive: Clearly communicate the expected change to everyone on your team. Anticipate how your team will react to the change. By being proactive in your approach, you can plan your response to the expected points of resistance from your team. What are their fears/ apprehensions? Remember, the key reason for resistance is the fear of change. But once they get settled into a routine, they will find it easier to work out things and the adaption process will become smooth.
4.       Ask yourself productive questions and take control:  Are there any questions with regard to change? If yes, try to find answers to these questions.  Do you need to make any schedule changes to accommodate the change? How can you facilitate the transition? Ask yourself productive questions so you have the answers ready when the change is initiated.
5.       Involve others in the decision: When change is imposed on people, they may find it hard to accept. But when employees are involved in the process, they are less likely to exhibit aggressive resistance. Letting them share their opinions will give them a feeling that they are being heard and are part of the change initiative.
6.       Convince employees that change is necessary: Accepting change is difficult for everyone, and employees are no exception either. In fact, employees find it harder to deal with change since they have settled into routines. As change requires them to come out of their “comfort zone,” they are most likely to question, “Is change necessary?” It is critically important to convince them that change is indispensable and will bring positive results. Try to demonstrate the advantages of the shift in strategy through a presentation – something that will have a direct impact on them.
7.       Stay true to the effects of change – Never package a negative change as one that would bring positive results. State the facts clearly, without playing with words or trying to portray a rosy picture of things when the reality is different. Acknowledge that it is hard to accept but the circumstances demand change. Always be available to answer questions. It may help to have a projected growth plan handy to convince staff that efforts are being made to get better results. This may give them a better hope for future.
8.       Delegate effectively: While employee involvement is crucial part of the change management process, it is important that they are assigned with tasks that would convince them to make their little contributions toward the end goal. Sharing the burden with employees would make them more responsible and encourage them to accept the transition. It would help greatly to inspire your employees to think like entrepreneurs and share the burden and responsibilities, making them feel integral to the success and growth of the organization.
9.       Follow through: Once the tasks have been delegated, ensure that the expected changes are implemented.  Follow through to ensure that the changes are fully and properly implemented and not left unfinished. However, you may still want to be little flexible to modify your strategies, if the need be.
10.   Don’t get too comfortable: Familiarizing yourself with change is essential, but that does not mean you should get so comfortable that you start feeling that things will not change further. It would be a grave mistake to think that the change will last forever.

Change Management Software
1.       Change management coach: The easy-to-use change management application comes with an array of free tools and information so you can become an effective leader of change. Learn the special skills needed to make manage change easy, fun, and successful and take your enterprise to the next level.
2.       Kotter’s options for change: Learn how to implement change powerfully and successfully with Kotter’s 8-step change model. Create urgency, form a powerful coalition, create a vision of change, communicate the change, remove obstacles, create short-term wins, build on the change, and anchor the change are some of the key steps of the Kotter’s change model.
3.       Alison Diploma in Change Management: This free online course is designed to help you learn the basics of managing changes in documents, processes, and equipment for small and large business owners. You will also get to learn about a range of tools and processes that facilitate change implementation across an organization. The course will help you improve your skills to adapt to change.  
4.       Lewin's Change Management Model: Understand the three stages of change using the change management model designed by Lewin and learn to manage different aspects of the process.  This simple, easy-to-use model spells out the three stages of change and helps you plan the implementation process.
5.       Kurt Lewin Force Field Analysis change model:  Implement changes quickly with the Kurt Lewin Force Field Analysis, which helps you understand what will drive change in the behavior of a specific group. The Force Field Analysis was designed to weigh the forces that drive changes and affect changes in an organization.
6.       Change StakeHolder Analysis: It’s easy for users to track, control, and implement change by first identifying, assessing, and managing the stakeholders of change. The tool makes it easier for you to identify the stakeholders that will be impacted by the change and who can stop or promote the change.
7.       Change Scout: Successfully manage each aspect of your change program with this change management software. Easy to access anywhere, Change Scout comes with fast configurable tools.
8.       Change management tutorial series– Based on the 2003 benchmarking study on the Best Practices in Change Management, this tutorial series is all your need to learn how to manage change effectively, so you ensure that change remains a priority and can contribute to success.
9.       Change tracking survey: Follow this simple approach to change management and manage the change control process seamlessly.
10.   SpiceWorks 5.0:  A free change management solution, SpiceWorks 5.0 offers users the ability to easily track and manage changes, generate quick reports and logs, and change priorities.


Image credit
1. http://www.talent-2020.me/wp-content/uploads/2015/08/Talent-2020-Change-Management-Sub-banner-766x350.png
2. http://promerit.de/wp-content/uploads/2012/04/Promerit_Webseite_Management_Consulting_Change_Management_Banner2.jpg

Risk Management Tips, Quotes, Tools

business risk
Running a business is not a smooth process, given the amount of risks it is faced with. A business must have a risk management plan in place and be prepared for delays or shortages in inventory, natural disaster, intentional or unintentional activities, loss of labor or skilled staff, obsolete products, ever-growing competition, and workplace injury liability, among other types of risks. Risk management is therefore an important part of running a business smoothly.

Business people need to understand the psychology of risk more than the mathematics of risk,” says Paul Gibbons.

Risk Management Quotes
1.       “If you don’t invest in risk management, it doesn’t matter what business you’re in, it’s a risky business.” – Gary Cohn
2.       “The key to risk management is never putting yourself in a position where you cannot live another day.” – Richard S. Fuld
3.       "All courses of action are risky, so prudence is not in avoiding danger (it’s impossible), but calculating risk and acting decisively. Make mistakes of ambition and not mistakes of sloth. Develop the strength to do bold things, not the strength to suffer." – Niccolo Machiavelli
4.       “If you do not actively attack the risks, they will actively attack you.” – Tom Gib
5.       “I have learned that nothing is certain except for the need to have strong risk management, a lot of cash, the willingness to invest even when the future is unclear, and great people.” – Jeffrey R. Immelt
6.       “The question of whether or to what extent human activities are causing global warming is not a matter of ideology, let alone of belief. The issue is simply one of risk management.” – Malcolm Turnbull
7.       “Knowing our risks provides opportunities to manage and improve our chances of success.” –
Roger VanScoy
8.       “Risk is like fire: If controlled it will help you; if uncontrolled it will rise up and destroy you.” –Theodore Roosevelt
9.       "My concern with risk management is that many (not all) risk professionals are trying to redefine risk management to make it something broader than it actually is." – Michael Rassmussen
10.   “Risk management is a culture, not a cult. It only works if everyone lives it, not if it’s practiced by a few high prices.” Tom Wilson

Risk Management Tips
Effective risk management is a critical element of running a successful business. Prior planning will ensure that you are well-prepared to take on risks head on. This can save you from big losses. Managing risk is thus an important part of business, and planning for risks before they occur is often the easiest way to do this.
Here are a few risk management tips:
1.       Assess and identify risk: Risk is everywhere in business. Identifying potential risks to your business is the first step in risk management. Assessing and identifying risks can help you prepare ahead in time so you can effectively manage them. When it comes to assessing risk, you may try to find answers to a few questions:
ü  What can go wrong
ü  What needs to be done in such scenario
ü  Is the risk major or minor
ü  How you can prevent it
Consult experts, re-assess your project plan, and explore previous project plans to ascertain that your list of probable risks is complete.

2.       Prioritize risk: Once you have identified potential risks to your business, it is time to put the priority tags on each risk on the basis of their probability of occurrence. You may want to establish a probability scale to assess the seriousness of each risk, such as
ü  very likely to occur
ü  little chance of occurrence
ü  very little chance of occurrence

It is also important to measure risks by the possible impact they could have on your project goals. First, mark those that have a potential to influence biggest losses and gains. Which risks have the highest probability of occurrence?

3.       Re-prioritize risk: Market conditions change, situations change, and so do risks. Effective risk management is the ongoing assessment and reevaluation of risks. Make it a recurring process. The risk identified will vary from one project to another. Sometimes what may be assessed as less important initially might be seen as more serious at the organizational level as the wider picture becomes clear across multiple projects.
4.       Review risk register regularly: Make sure you review the risk register every week. Gather input from team members regularly. This will help train them in risk management and prepare them for tomorrow. Periodic reviewing will help you identify new risks. Update your risk checklist with any significant changes in the project.
5.       Review the cost of mitigation: Risk mitigation should be based on the principle that the cost incurred in prevention must be within your reach and for less than the cost the losses would befall on you. This will endow you with a capacity to sustain, fight back, and lower the losses in the eventuality of any risk. This will also enhance your propensity to manage your risks more scientifically and more effectively following suitable calculation.
6.       Implement risk responses: After identification and analysis of potential risk, the next step is to take action as per plan and implement your response. With the right response implemented at the right time, you can openly communicate the potential risk threat and its prevention to your entire team and thus take adequate steps to avoid unexpected risk or minimize its severity. The best risk management strategy will assess the impact of risk and the outcome of the steps taken to determine what worked and what didn’t.
7.       Reduce exposure, reduce risk: When you are aware of potential risks, it would be a good idea to reduce the exposure to risk. By doing so, you are likely to reduce the level or intensity of risk. In fact, risk awareness can help you take steps that will reduce exposures both in the present and future.
8.       Create a risk awareness culture: Effective risk management is more about educating the team in its practical aspects. It is a business process that must be dictated clearly to the entire staff so they all embrace it, making risk management responsibilities aptly clear to everyone. However, it would be a mistake on their part to assume that the manager is taking care of everything. Training and awareness building can result in a healthy risk culture that will reduce the impact of risk and drive business growth.
9.       Monitor for significant shifts in risk metrics: A successful risk management strategy focuses on monitoring shifts in risk levels. Although there may be differences in opinion on the optimal methodology for specific valuation metrics, any quantum changes in risk metrics can give a key signal to management in the way the risk is handled.
10.   Make it meaningful: When it comes to risk management, merely paying lip service won’t help. Rather, it is important that your risk management strategy is treated seriously as a tool to alleviate risk and improve your business. Assess the risk appetite of your senior management team and remain in constant touch with them to ensure they go as planned and act on the findings.

Risk Management Tools
1.       RM Studio: It is an all-in-one solution to strategize and simplify your risk management. The easy-to-use ISO/IEC 27001:2013 certified solution simplifies, organizes, and coordinates the complex and time-consuming process of spreadsheet risk management.
2.       Risk Management Software PRO edition: The fully features risk management solution is aligned with ISO31000. The prime focus of this application is qualitative risk and control assessments. It comes complete with Risk Heat Maps that can be created from different perspectives. Users can copy and paste hundreds of charts available with the application.
3.       Syntex: The highly scalable and intuitive enterprise risk management solution is designed to reduce the intensity of different types of risk, including environmental, quality, operational, health, safety, and security.
4.       Xactium: Constantly manage risk throughout the organization with Xactium risk management solution, which features a user-friendly interface and easy configuration. The software gives a complete real-time view of the risks faced by your business.
5.       Intelex: The user-friendly tool is designed in compliance with ISO 31000 risk management standard to help you identify, assess analyze, monitor, and review existing and potential risks. The intuitive application helps your business manage, mitigate, and prevent risk.
6.       Integrum: Integrum is the most comprehensive and highly configurable risk and compliance system. The web-based, fully scalable solution is designed for businesses of all sizes to streamline processes and identify and manage risk.
7.       RiskNav: A well-designed tool to facilitate the risk mitigation process. The easy-to-configure application lets you collect, assess, analyze, observe, monitor, and prioritize risk.
8.       A1 Tracker: An intuitive application for businesses looking to manage risks at different levels in their organization.  The tool facilitates the process of standard and custom classification of risk and fast deployment of risk management tracking.
9.       SAP: The easy-to-use risk management software helps users identify risk hazards, track key risk indicators, and understand systemic risk drivers and their impact on business.
10.   Metric Stream: identify, analyze, and mitigate potential risks with this user-friendly risk management app. The application integrates risk data in a single framework that enables comprehensive visibility and streamlines risk management lifecycle.

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Conflict Management Tips, Tools, Quotes

workplace conflict management
In the business environment, conflict may arise when there are differences of opinion among different team members. Conflict may crop up when two or more persons have different ideas to pursue common objectives. Proper conflict management may result in positive learning experiences for everyone. Unmanaged or poorly managed conflicts may further result in loss of trust and productivity, which may prove risky for a business. By learning the basics of conflict management, you can deal with conflicts better before they escalate.



Every kind of peaceful cooperation among men is primarily based on mutual trust and only secondarily on institutions such as courts of justice and police" -- Albert Einstein

Conflict Management Tips
No business environment is an exception to conflict. Conflicts may arise when team members working to achieve the same goal have different ideas as to how to accomplish the objective. Such differences of opinion among team members could result in a conflicting situation.
Learning to manage conflict is an essential element in team building in an organization. With conflict management skills, you are less likely to practice destructive behavior that may adversely affect your team, as unresolved conflict can result in aggression.

1.       Acknowledge the problem: Since conflict is unavoidable in most situations, it is important that you learn to manage it. In order to resolve conflict, the conflicting individuals must address the issues between them. Accept that conflict is a sign that things need a change.
2.       Don’t overreact: Anger is man’s worst enemy. Your response to the conflict can make or mar your relationship with the other person. It is your response that can escalate or reduce the magnitude of the problem. It is best to be calm in a conflicting situation, which may help you reach a neutral point of view to resolving the conflict.
3.       Use a soft tone: The worst thing in a conflicting situation is to be over-reactive, use inflammatory language, and not listen to the other side. Listen carefully and use the correct tone when responding. Your tone should be such that the information is less emotionally laden.
4.       Analyze: Analyze the conflict by trying to find answers to these questions. What are the triggers? Are you afraid of losing something? Why are you angry? Who are you angry with? Is your anger exaggerated? Are you willing for a resolution? How can the conflict be resolved?
5.       Maintain confidentiality: Rumors can further escalate the conflict. It is best to encourage the conflicting sides to deal directly with each other, instead of venting to others, and maintain confidentiality. Airing your views to others only fuels the rumor mill, which can escalate the conflict. Encourage both sides to work out a plan to settle their differences and also quell rumors that are part of the conflict.
6.       Be clear about your requirements: It is a good conflict management skill to be specific about your needs. It is irrational and illogical to expect others to understand what you need, without being told about it. They need to be told about your specific requirement. Do you want them to say sorry or you want them to give the rest of the weekend to rethink and introspect.
7.       Communicate with the opposition: In conflicting situations, when the tension is running high, the best strategy to resolve conflict is to find common ground with the opposition and reach compromises or agreements.
8.       Hit conflict head-on: The key to resolving conflict lies with preventing them in the first place. Seek out areas of potential conflict. Is a situation ripe that could lead to serious conflict? It would be a good decision to proactively intervene so that conflict is prevented before it could erupt. However, if a conflict does flair up, your intervention would minimize its severity.
9.       Don’t use coercion, force, or intimidation: Coercion or emotional outbursts may only help to stop the problem temporarily. You should not be surprised if the same problem resurfaces. Sometimes intimidation may cause the problem to balloon out of control. Wait for your angry emotions to cool down and tell yourself that you want peace of mind, and the conflict would only ruin your inner peace. Emotional self-control is a trick that can come in handy in such situations.
10.   Establish guidelines: Keep the communication open and let the conflicting sides agree to the established guidelines before conducting a formal meeting between them. The best way is to let each side express themselves calmly and unemotionally. Let them know that if they violate the guidelines, there would be no end to the conflict. Convince them to spend some time to understand each other’s perspective.


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Conflict Management Quotes
1.       “We need to learn and to show others that there are tried and tested, powerful ways of containing and resolving conflict which do not require the use of force.” -- Scilla Elworthy
2.       "Whenever you're in conflict with someone, there is one factor that can make the difference between damaging your relationship and deepening it. That factor is attitude." -- William James
3.       “During a negotiation, it would be wise not to take anything personally. If you leave personalities out of it, you will be able to see opportunities more objectively.”-- Brian Koslow
4.       "Bringing a problem to resolution and closure through continued discussion and compromise is an honorable act as it shows respect for the needs of both partners." -Lynne Namka
5.       “You will not be punished for your anger; you’ll be punished by your anger.”- Buddha
6.       “Conflict cannot survive without your participation.” – Dr. Wayne Dyer
7.       “To practice the process of conflict resolution, we must completely abandon the goal of getting people to do what we want.” –Marshall B. Rosenberg
8.       “A positive attitude may not resolve all our issues or eliminate all our stressors, but it is the only attitude which can shine light on the way out, or the way through.” – Doe
9.       “The harder the conflict, the more glorious the triumph.” – Thomas Paine
10.   “Anger is an acid that can do more harm to the vessel in which it is stored than to anything on which it is poured.” – Mark Twain
Conflict Management Tools:
1.       Thomas-Kilmann Conflict Mode Instrument (TKI®):  TKI helps you understand how conflict arises and assesses an individual’s behavior in conflict situations. The tool provides information on different conflict-handling styles that influence group and interpersonal dynamics and to empower conflicting individuals to choose the appropriate conflict handling styles for a specific situation.
2.       LBi HR HelpDesk:  This is a web-based HR case management solution, where managers can easily access every case’s workflow, notes, documents, data, and history of transactions for review and resolution. With an automated HR help desk, it is simple to the relevant case documents with the appropriate people.
3.       Notredamonline: This course is designed for all kinds of workplace conflicts. Learn key negotiation and conflict management tools and techniques so that your team works in a harmonious environment!
4.       Plural Sight: In this course, you will learn how to identify conflict before it becomes a crisis. The course teaches some practical tools that will help you prevent conflict before it balloons out of control.
5.       HRIS: If employees get into a confrontation, you can leverage this software to get access to fact-based data. The information can help you ease the situation and resolve the issue from aggravating further. You can use the tool to provide real answers to the issues concerning the conflicting employees.
6.       Core plus: The workplace conflict resolution plus program provides you with a safe environment to raise workplace concerns and explore conflict resolution options. The program is aimed at building productive teams and reducing workplace tensions.
7.     Resolve: The conflict manager is designed to help users learn how to identify potential workplace conflicting situations and prevent problems before they take the form of tragedies. Designed with efficient workflow capabilities, Resolve offers users a revolutionary communication platform for resolving conflicts.
8.       WorkinItOut: This soft skill training program is useful for non-traditional workers to prepare for the challenging demands of today’s workplace. It helps participants learn how to resolve conflicts and improve interpersonal relationships.
9.       LearningExpress: The workplace skill development course offers an array of interactive resources for participants to enhance soft skills needed for success at work.


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Business Traveling Tips, Tools, Quotes

Business travelling is an expensive endeavor for most startups that are facing financial crunch, so most of them avoid it at all costs. But does that solve their problems? Well, in more cases than one, it can be a rewarding experience and give your business the much-needed exposure. Consider the benefits of face-to-face meetings with prospective clients and key decision makers that could have a direct influence on the success of your company.
Business travel is not about enjoying the landscape or spending time watching panoramic surroundings; rather, it is a trip to forge new business relationships and generate more revenue. Invariably when you travel to a foreign land, local sights attract you, but they are secondary to your goal of spreading your business venture through new relations and new opportunities and give it a wider exposure.
“The use of traveling is to regulate imagination with reality, and instead of thinking of how things may be, see them as they are.” – Samuel Johnson
Business Traveling Tips
One-on-one meetings continue to be a popular business activity, which makes traveling a crucial part of running a business. From the best way to pack a suitcase to folding a jacket to scoring upgrades, you are looking for ways to make you a happier road warrior. A well-planned itinerary can help you make the best use of your time on a business trip.
Here are a few tips to make jet-setting a little easier and travel smart.
1.       Pack Lightly:  Baggage can be a burden when making frequent business travel trips. Pack only one color of pants along with a matching jacket, so you can optimize the accessories that can be taken along. In order to further reduce your stuff, you may want to match and reuse the same shirts and socks. If you are carrying one shirt for each day, place them into the plastic dry cleaning bags so that they remain wrinkle free. Prefer to wear the heaviest things that you wish to carry along. Hiking clothes are great to carry along, as they are not only easy to clean, but also make a perfect alternative to formal dresses that can be worn to most meetings. This will minimize the weight of baggage and make traveling little easier. Toiletries should go in a plastic bag that can be kept inside your laptop case. One great packing idea is to roll clothes, such as sweaters, jeans, and dresses, which not only maximizes space in the bag, but also keeps your clothing wrinkle free.
2.       Streamline technology: It’s a tech-savvy world. Business persons are no exception when it comes to using technology. We all tend to carry huge amounts of technological detritus wherever we go. Re-check your carry-on bag and make sure you carry only a few essentials, such as a wireless broadband USB modem, a tablet, and a smartphone, to lighten the burden. Recharge gadgets using USB ports rather than carrying spaghetti of cables.
3.       Hardcopies and soft copies: Keep your passport, ID, and credit cards in a single location where they can be easily located. It is equally important to make sure that you keep a digital copy of your important documents to save yourself from falling into an awkward situation in the event you lose them. Imaging the pain of losing them and then having to struggle hard to return your country. Scan all the documents and store them in a single location in the cloud, so you can still access them via phone or computer.
4.       Printouts count: Have a printout of your schedule, itinerary, hotel reservations, boarding pass, and contact details of people with whom you are scheduled to engage during your business trip. Imagine your situation in the event your phone battery runs out and you have no contact information stored elsewhere. A hardcopy would suffice in such situations. It’s always better to be safe than sorry.
5.       Register for frequent traveler program: Avail the services that come with signing up for the frequent traveler program. By registering for such services that allow pre-approved travelers to avoid usual security checks, you can save a lot of valuable time.
6.       Print onsite: A majority of airlines restrict additional baggage. This means bringing important business documents and presentation materials can be expensive. If you are carrying print outs, it’s better to have them copied in a pen drive or saved in the cloud, from where they can be easily printed upon arrival. Contact your hotel to find if there are printing centers in their proximity so that you can travel stress free. There’s also an option to ship all the required materials ahead. Make sure the hotel you would be putting up during the trip has no policy on holding packages for guests.
7.       Buy a local newspaper: When traveling abroad on a business trip, it is best to pick up the local newspaper so that you do not become a target of any unsavory characters that are always waiting for an opportunity to pouncing on foreigners.
8.       Travel insurance plan: Take the worry out of your next business trip by getting your hands on a travel insurance plan. This will save you from stress and hassle during a trip to a foreign land and offer trip cancellation and emergency medical coverage. A travel insurance plan can cover your travel investment.
9.       Eat smart: While traveling, you could end up eating all the wrong stuff. Choose a protein rich diet over carbohydrates. Of course, you do not want to experience digestion problems during a business trip. Always choose bottled water instead of soda or other carbonated beverages that trouble your tummy.
10.   Carry-on luggage: For short business trips, never check your bags, as it is best to get away with carry-on luggage. This would save you precious time and keep you from the risk of loss of baggage during the trip. There’s no guarantee that your checked luggage would make it on the same flight as you. So why take the risk and waste hours waiting for your luggage?

Business Traveling Quotes
1.       “A business person is called BIS, because when they travel, all they need is a bed, an iron, and a shower.” – Joseph Cubby
2.       “No one traveling on a business trip would be missed if he failed to arrive.” – Thorstein Veblen
3.       “We’re always mindful of business travel. We’re always talking about it. We look at whether to drive, whether to send fewer people or to ask an affiliate company to represent us.” – Victor Vanov
4.       “The key objective to successful business travel is to maintain control.” – Steve Prentice
5.        “When overseas you learn more about your own country, than you do the place you’re visiting.” – Clint Borgen
6.       “Stop worrying about the potholes in the road and enjoy the journey.” – Babs Hoffman
7.       “Every man can transform the world from one of monotony and drabness to one of excitement and adventure.” – Irving Wallace
8.       “I travel a lot; I hate having my life disrupted by routine.” – Caskie Stinnett
9.       “Life begins at the end of your comfort zone.” – Neale Donald Walsch
10.   “Take only memories, leave only footprints.” – Chief Seattle
11.   “One’s destination is never a place, but a new way of seeing things.” – Henry Miller
12.   “Investment in travel is an investment in yourself.” ~ Matthew Karsten
13.   “Pack your best suit and sharpest attitude.” – Anonymous
14.   “I need to travel, of course with my laptop, so I can do business on the road.” – Theophilus London

Business Traveling Software
Business trip planning can be a big headache, given the amount of time it takes you to prepare and plan ahead, especially when there are other more important tasks at hand. Worry not!
Here are a few travel software solutions that can make your task easier:
1.       Serko: It is an easy-to-use online travel booking tool for the modern business traveler. The software enables you to easily book and seamlessly manage complex itineraries.
2.       Traveldoo: The user-friendly travel booking software helps you to plan, organize, and book business travel. The application offers the facility of agent-assisted booking integration.
3.        Concur: Concur is an online travel booking tool that takes stress out of your business travel plans. With the cloud-based and mobile travel booking solution, it is easier to access all of your travel needs with just a click.
4.       GateGuru: A user-friendly tool for business travelers, GateGuru is designed to make traveling little easier. The door-to-door solution automatically updates and alerts travelers to any flight changes or time adjustments. Additionally, with this application, you can rent a car and discover food options at the different airport terminals.
5.       Expensify: Business travel planning is easier with Expensify. The intuitive application is designed with tracking and reporting capabilities to help travelers safely import travel expense reports from their account and compile the data into a PDF. Users with iOS and Android devices can download the application for free.
6.       AllSubWay: Get around the world seamlessly with this comprehensive subway app. Available for iOS, AllSubWay app is designed to help you easily navigate a range of subway systems in 160 countries, from Basel to Tehran.
7.       CardMunch: This app is designed to make business traveling little easier for travelers who lose business cards frequently. CardMunch will take a picture of the business card and create a contact in your smartphone with the information. The app automatically draws information from user’s LinkedIn profile.
8.       Wi-Fi Finder: When you are traveling, this app can find a Wi-Fi hotspot and help you stay connected. Available in over 650,000 locations, Wi-Fi Finder will help you find Wi-Fi on the go, so you never have to stay disconnected from the world. The application is available for download for free for iOS and Android.
9.       XE Currency: For frequent business travelers, this free currency converter application can come in handy. Available for free for Android and iOS in 180 currencies, XE Currency gives you latest exchange rates, thanks to its real-time updates. Additionally, the application enables users to access the last updated exchange rates offline.
10.   Points.com: Combining your reward points from various programs was never so easy before. Points.com offers users this facility to redeem, buy, or exchange your miles with other users.




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